Thinking of purchasing a home? Before you do, consider if the home is in community with a homeowners association (HOA). HOAs have their own rules and regulations you may need to be aware of. Here is a basic guide to HOAs and some of their pros and cons.
An HOA is made to govern certain neighborhoods to benefit the community. The organization is typically made up of community members. If your home is in an HOA, you’ll need to abide by the regulations set in place by your HOA. This often includes paying monthly or quarterly fees.
Homeowners associations ask for property owners within the neighborhood to pay fees. Funding is put towards community gardening. It may also be put towards neighborhood trash removal. If your community has a pool or resident center, fees may also go towards the upkeep of these facilities.
Paying extra fees may seem troublesome. Here are some pros and cons to help you decide if having an HOA is worth it:
Pros
Cons
Before you become a property owner, it’s always good to do research on the neighborhood you’re interested in. Speak with your real estate agent to learn more about the community.
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